We are committed to responsible lending which empowers the beneficiaries of our services and products.

Frequently Asked Questions

Some questions you may have are answered here. If you have any additional question which is not already asnwered here, please give us a call or use the enquiry form here.
Thank you!

Who is Eligible for Blue Loan?

All government workers paid through the Controller & Acct. General

All personnel of the Ghana Armed Forces.

All personnel of Ghana Police Service.

Employees of private companies with payroll agreements with Blue.

What Are The Loan Products Available For Me To Choose From?

Emergency Loans

30 Days

60 Days

90 Days


Term Loans

One (1) Month

Three (3) Month

Six (6) Month

Nine (9) Month

Twelve (12) Month

Fifteen (15) Month

Eighteen (18) Month

Twenty four (24) Month

Thirty-Six (36) Month

Forty-Eight (48) Months Month

What Are The Loan Application Requirements?

Term Loan Requirements?

  • Valid ID: Voter’s/Driver’s License/Passport/NIA
  • Any bank document: voided cheque leaflet, bank statements
  • Two (2) most recent passport-sized photograph
  • A copy of most recent pay slip
  • Residential address/direction
  • Head of Department endorsement/introduction
  • Mandate Form (CAGD)
  • Authority Note-CAGD, GRIDCO


Emergency Loan Requirements?

  • Expected Amount: GHS 200 – GHS 3,000.00
  • Repayment Period: Maximum-90 Days
  • Postdated Cheques
  • 3 Months Bank Statement
  • Current Payslip
What Are Your Loan Interest Rates?

Our rates differ based on the repayment duration.

Interests range from 2.62% -3.96% per month.

What Is The Maximum Loan Amount?

You can borrow from GHc 200 up to GHc30, 000 depending on your salary.

What Is The Longest Loan Repayment Period?

You can repay your loan in 1-month, 3-months, or maximum of 48 months.

How Long Does It Take To Disburse A Loan?

We will process and pay out your loan in 24hrs or earlier, after receiving all documents.

How Do I Apply For My Refund, If Over Deducted?

In the unlikely event that you are over deducted, please call 0303-968898 / 0303-968196 or send an email to

How Do I Know My Settlement Balance?

Please call our Customer Service on 0303-968898 for your balance.

When Do I Qualify For A Top Up Loan?

After meeting at least three months monthly installments and has affordability.

What Do I Benefit From A Blue Loan?
  • Loan disbursement is made electronically into your bank account or mobile money wallet, eliminating the need to visit a branch.
  • Convenient repayment through monthly payroll deductions.
  • No transactional banking costs or application fees.
  • Quick payout (within 24 hours).
  • 100% insurance with funeral benefit in the event of death or permanent disability.

Get Access to Quick Loans Today!

We are committed to responsible lending which empowers the beneficiaries of our services and products.