Frequently Asked Questions
Some questions you may have are answered here. If you have any additional question which is not already asnwered here, please give us a call or use the enquiry form here.
Thank you!
Who qualifies for a Blue Loan?
- Government workers paid through the Controller & Accountant-General
- Ghana Armed Forces personnel
- Ghana Police Service personnel
- Employees of companies partnered with Blue
What loan products are available?
- Emergency Loans: 30, 60, or 90 days
- Term Loans: 1–72 months (up to 6 years)
What are the loan application requirements?
Term Loans:
- Valid ID (Voter’s, Driver’s License, Passport, or NIA)
- Bank document (cheque leaf or statement)
- Two passport photos
- Latest payslip
- Proof of address
- Head of Department endorsement
- CAGD Mandate and Authority Note (where applicable)
Emergency Loans:
- Loan range: GHS 200 – GHS 15,000
- Repayment: Maximum 90 days
- Postdated cheques
- 3 months’ bank statement
- Latest payslip
What are your interest rates?
2.62% – 3.96% monthly, depending on tenure.
What is the maximum loan amount?
Up to GHS 200,000.00 based on salary.
What is the maximum repayment period?
Up to 72 months.
How long does loan disbursement take?
Within 24 hours of receiving all required documents.
How do I apply for a refund if over-deducted?
Call 0303-968196 / 0501-609958 or email refund@bluefs.com.gh.
How do I check my settlement balance?
Call Customer Service at 0303-968196.
When do I qualify for a top-up loan?
After at least three months of consistent repayments and proof of affordability.
What are the benefits of a Blue Loan?
- Fast disbursement to your bank account or mobile wallet
- Easy repayment via payroll deduction
- No banking or application fees
- Quick processing (within 24 hours)
- 100% insurance coverage with funeral benefits
Get Access to Quick Loans Today!
We are committed to responsible lending which empowers the beneficiaries of our services and products.
Notice of Impersonation and Fraudulent Acts
We are committed to responsible lending which empowers the beneficiaries of our services and products.