Frequently Asked Questions (Credit)
NOTICE OF IMPERSONATION AND FRAUDULENT ACTS
We are committed to responsible lending which empowers the beneficiaries of our services and products.
Frequently Asked Questions
Some questions you may have are answered here. If you have any additional question which is not already asnwered here, please give us a call or use the enquiry form here.
Thank you!
Who is Eligible for Blue Loan?
All government workers paid through the Controller & Acct. General
All personnel of the Ghana Armed Forces.
All personnel of Ghana Police Service.
Employees of private companies with payroll agreements with Blue.
What Are The Loan Products Available For Me To Choose From?
Emergency Loans
30 Days
60 Days
90 Days
Term Loans
One (1) Month
Three (3) Month
Six (6) Month
Nine (9) Month
Twelve (12) Month
Fifteen (15) Month
Eighteen (18) Month
Twenty four (24) Month
Thirty-Six (36) Month
Forty-Eight (48) Months Month
What Are The Loan Application Requirements?
Term Loan Requirements?
- Valid ID: Voter’s/Driver’s License/Passport/NIA
- Any bank document: voided cheque leaflet, bank statements
- Two (2) most recent passport-sized photograph
- A copy of most recent pay slip
- Residential address/direction
- Head of Department endorsement/introduction
- Mandate Form (CAGD)
- Authority Note-CAGD, GRIDCO
Emergency Loan Requirements?
- Expected Amount: GHS 200 – GHS 3,000.00
- Repayment Period: Maximum-90 Days
- Postdated Cheques
- 3 Months Bank Statement
- Current Payslip
What Are Your Loan Interest Rates?
Our rates differ based on the repayment duration.
Interests range from 2.62% -3.96% per month.
What Is The Maximum Loan Amount?
You can borrow from GHc 200 up to GHc30, 000 depending on your salary.
What Is The Longest Loan Repayment Period?
You can repay your loan in 1-month, 3-months, or maximum of 48 months.
How Long Does It Take To Disburse A Loan?
We will process and pay out your loan in 24hrs or earlier, after receiving all documents.
How Do I Apply For My Refund, If Over Deducted?
In the unlikely event that you are over deducted, please call 0303-968898 / 0303-968196 or send an email to refund@bluefs.com.gh
How Do I Know My Settlement Balance?
Please call our Customer Service on 0303-968898 for your balance.
When Do I Qualify For A Top Up Loan?
After meeting at least three months monthly installments and has affordability.
What Do I Benefit From A Blue Loan?
- Loan disbursement is made electronically into your bank account or mobile money wallet, eliminating the need to visit a branch.
- Convenient repayment through monthly payroll deductions.
- No transactional banking costs or application fees.
- Quick payout (within 24 hours).
- 100% insurance with funeral benefit in the event of death or permanent disability.
Get Access to Quick Loans Today!
We are committed to responsible lending which empowers the beneficiaries of our services and products.