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Frequently Asked Questions - FAQ

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Frequently Asked Questions

Some questions you may have are answered here. If you have any additional question which is not already asnwered here, please give us a call or use the enquiry form here. Thank you!

  • All government workers paid through the Controller & Acct. General
  • All personnel of the Ghana Armed Forces.
  • All personnel of Ghana Police Service.
  • Employees of private companies with payroll agreements with Blue.
Emergency Loans
  • 30 Days
  • 60 Days
  • 90 Days

Term Loans
  • One (1) Month
  • Three (3) Month
  • Six (6) Month
  • Nine (9) Month
  • Twelve (12) Month
  • Fifteen (15) Month
  • Eighteen (18) Month
  • Twenty four (24) Month
  • Thirty Six (36) Month
  • Forty Eight (48) Months Month
Term Loan Requirements?
  • Valid ID: Voter's/Driver's License/Passport/NIA
  • Any bank document: voided cheque leaflet, bank statements
  • Two (2) most recent passport-sized photograph
  • A copy of most recent pay slip
  • Residential address/direction
  • Head of Department endorsement/introduction
  • Mandate Form (CAGD)
  • Authority Note-CAGD, GRIDCO

Emergency Loan Requirements?
  • Expected Amount: GHS 200 - GHS 3,000.00
  • Repayment Period: Maximum-90 Days
  • Postdated Cheques
  • 3 Months Bank Statement
  • Current Payslip
  • Our rates differ based on the repayment duration.
  • Interests range from 2.62% -3.96% per month.

You can borrow from GHc 200 up to GHc30, 000 depending on your salary.

You can repay your loan in 1-month, 3-months, or maximum of 48 months

We will process and pay-out your loan in 24hrs or earlier, after receiving all documents.

In the unlikely event that you are over deducted, please call 0303-968898 / 0303-968196 or send email to refund@bluefs.com.gh

Please call our Customer Service on 0303-968898 for your balance.

After meeting at least three months monthly installments and has affordability.

  • Loan disbursement is made electronically into your bank account or mobile money wallet, eliminating the need to visit a branch.
  • Convenient repayment through monthly payroll deductions.
  • No transactional banking costs or application fees.
  • Quick payout (within 24 hours).
  • 100% insurance with funeral benefit in the event of death or permanent disability.